Fix it now. Pay monthly.

Checking your options with our lenders generally uses a soft credit inquiry, which does not affect your credit score, so you can see what you qualify for with no risk. A hard inquiry, which can have a small temporary effect, usually only happens if you formally accept a loan and move forward. This means you can get your Rush estimate, check your monthly payment options across all three lenders, and compare plans without any downside. We work with Wisetack, GreenSky, and Synchrony, so a soft-check comparison lets you see which plan fits before you commit. We encourage customers to look before deciding, because knowing the real monthly number often makes an urgent repair or a new system far less stressful. Your technician can walk you through it during the estimate at no charge, since we do not add service-call or travel fees, or you can start from home before we ever arrive.

Your monthly payment depends on three things: the total price of the job, the lender and plan you choose, and your credit approval. As an example, a several-thousand-dollar new system might land near a hundred to two hundred dollars a month on a longer term, while a smaller repair would be far less. Wisetack terms run from 3 to 60 months, and GreenSky and Synchrony offer promotional plans on approval, so the same job can carry very different monthly numbers. Rush always shows you the full price and the estimated monthly payment side by side before you commit, so there are no surprises. We do not raise a job's price to fit a payment plan, and we do not push the longest term to make a number look small. We also price-match written quotes from licensed competitors, so the base price stays fair. The goal is a fair price you can pay comfortably, whether that is up front or over time.

Yes. Financing through Wisetack, GreenSky, and Synchrony applies to most of the work Rush does, including emergency repairs you did not plan for, like a burst pipe, a failed water heater, a dead air conditioner, or a sewer backup. Because we answer live 24 hours a day and you can apply in a few minutes from your phone and get a decision in seconds, financing can be arranged the same day we are at your home. That means a real emergency does not have to wait for payday or drain your savings. There is no service-call or travel fee to have us out, and every repair carries a one-year workmanship guarantee, so financing an urgent fix does not cost you extra or leave you unprotected. Ask the live person when you call (469) 813-7100, or tell your technician on site, and we will help you check your options right there so the fix can happen now.